Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"What my wife and I thought was going to be an impossible task. We were proved wrong, when we put our trust in the team at Mortgage and Equity Release Partnership. As older people, ours was a complexed situation, but we were put at ease by Richard Wylder and Tom from the beginning. If we didn’t understand anything, and needed to talk things through throughout the process, they were there at the end of the phone. I would certainly recommend them to anyone."
Phillip Coles
If you're over 55, equity release allows you to access money from your property without having to sell it. With a lifetime mortgage, you can either take a lump sum or withdraw smaller amounts when needed. This flexibility can help you achieve financial goals and enjoy a better quality of life in retirement.
Yes, equity release is a regulated financial product. Every plan we offer follows the strict standards of the Financial Conduct Authority (FCA). You’ll never owe more than the value of your home, offering peace of mind for both you and your family.
The choice is yours! Whether it’s upgrading your car, settling debts, or enhancing your retirement, equity release gives you the freedom to use the money how you want.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Our advisers at Equity Release and Mortgage Partnership Bath is committed to helping you make the most of your home’s value. Whether you need funds for home improvements, to clear debts, or to simply enjoy a more comfortable retirement, we’ll work closely with you to understand your needs and provide expert advice. With our personalised service and expert guidance, you can be sure you’re making informed financial decisions.
We’ll handle all the admin, making the process quick and easy for you
We understand that everyone’s needs are different, so we tailor our advice to suit you.
With a long history of satisfied clients, you can rely on us to provide exceptional service and sound advice.
Here’s what to expect when you work with us for equity release, if you live in Bath.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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